Annual Report 2025

244 Transport International Holdings Limited 2025 Annual Report NOTES TO THE FINANCIAL STATEMENTS (Expressed in Hong Kong dollars unless otherwise indicated) 24 Bank deposits and cash (continued) (e) Total cash outflow for leases Amounts included in the consolidated cash flow statement for leases comprise the following: 2025 2024 $’000 $’000 Within operating cash flows 1,638 2,242 Within financing cash flows 4,549 4,629 6,187 6,871 25 Bank loans At 31 December 2025, the bank loans were repayable as follows: 2025 2024 $’000 $’000 Within 1 year or on demand 2,823,669 842,500 After 1 year but within 2 years 548,142 2,071,487 After 2 years but within 5 years – 1,296,946 548,142 3,368,433 3,371,811 4,210,933 All of the bank loans were unsecured. 26 Accounts payable and accruals 2025 2024 $’000 $’000 Trade payables 146,242 127,589 Balance of passenger reward (note 5(d)) – – Balance of toll exemption fund (note 5(d)) 239,057 353,784 Retention payables – 51,814 Deposits received in advance, other payables and accruals 980,539 1,038,307 Amount due to an associate 4,922 4,922 1,370,760 1,576,416 All of the accounts payable and accruals are expected to be settled within one year. Amount due to an associate is unsecured, interest-free and no fixed terms of repayment.