Annual Report 2022

223 2022 Annual Report Transport International Holdings Limited NOTES TO THE FINANCIAL STATEMENTS (Expressed in Hong Kong dollars unless otherwise indicated) 23 Bank deposits and cash (continued) (e) Total cash outflow for leases Amounts included in the consolidated cash flow statement for leases comprise the following: 2022 2021 $’000 $’000 Within operating cash flows 1,686 1,892 Within financing cash flows 3,712 2,459 5,398 4,351 24 Bank loans At 31 December 2022, the bank loans were repayable as follows: 2022 2021 $’000 $’000 Within 1 year or on demand 1,674,567 994,032 After 1 year but within 2 years 299,525 1,173,367 After 2 years but within 5 years 2,993,436 965,150 3,292,961 2,138,517 4,967,528 3,132,549 All of the bank loans were unsecured. 25 Accounts payable and accruals 2022 2021 $’000 $’000 Trade payables 121,700 200,132 Balance of passenger reward (note 5(d)) – – Balance of toll exemption fund (note 5(d)) 450,374 417,258 Other payables and accruals 954,105 1,043,155 Amount due to an associate 4,922 4,922 1,531,101 1,665,467 All of the accounts payable and accruals are expected to be settled within one year. Amount due to an associate is unsecured, interest-free and has no fixed terms of settlement. Included in accounts payable and accruals are trade payables with the following ageing analysis, based on the due date, as of the end of the reporting period: 2022 2021 $’000 $’000 Due within 1 month or on demand 120,379 190,075 Due after 1 month but within 3 months 638 8,761 Due after more than 3 months 683 1,296 121,700 200,132 The credit period granted to the Group is generally between 30 days and 90 days.