Annual Report 2025

Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2025 34 Management Discussion and Analysis 管理層討論與分析 The following table sets out the breakdown of the major unlisted financial products subscribed by the Group as at 31 December 2025 (in descending order): Name of the unlisted financial products* Name of banks Investment costs Fair value of the unlisted financial products as at 31 December 2025 Percentage of fair value of the unlisted financial products relative to the total assets of the Group as at 31 December 2025 非上市金融產品名稱 銀行名稱 投資成本 於二零二五年 十二月三十一日 非上市金融產品的 公允值 於二零二五年 十二月三十一日 非上市金融產品的 公允值佔本集團 總資產的百分比 RMB’000 RMB’000 人民幣千元 人民幣千元 Agricultural Bank wealth management Nong Yin Tong Xin • daily return preferred allocation wealth product (corporate low volatility premium enjoyment) Agricultural Bank of China Limited 609,700 610,995 1.0% 農銀理財農銀同心 • 天天利優選配置理財產品（對公低波優享） 中國農業銀行股份有限公司 Agricultural Bank wealth management “Nong Yin Shi Shi Fu” No.11 open-ended RMB wealth management product Agricultural Bank of China Limited 492,000 495,244 0.8% 農銀理財「農銀時時付」 11 號開放式人民幣理財產品 中國農業銀行股份有限公司 Bank of Ningbo wealth management Jing Yao fixed-income category one-year open-ended wealth management No.3-E share Bank of Ningbo Co., Ltd. 400,000 415,275 0.7% 寧銀理財晶耀固定收益類一年定期開放式理財 3 號 -E 份額 寧波銀行股份有限公司 Bank of Ningbo wealth management Ning Xin fixed-income category closed-ended wealth management No. 2332 Bank of Ningbo Co., Ltd. 400,000 410,139 0.7% 寧銀理財寧欣固定收益類封閉式理財 2332 號 寧波銀行股份有限公司 Bank of Ningbo wealth management Jing Yao fixed-income category one-year open-ended wealth management No.5-E share Bank of Ningbo Co., Ltd. 400,000 406,677 0.7% 寧銀理財晶耀固定收益類一年定期開放式理財 5 號 -E 份額 寧波銀行股份有限公司 Agricultural Bank wealth management Nong Yin Tong Xin • Ling Dong seven-day preferred allocation wealth product (corporate low volatility premium enjoyment) Agricultural Bank of China Limited 400,000 400,132 0.7% 農銀理財農銀同心 • 靈動 7 天優選配置理財產品（對公低波優享） 中國農業銀行股份有限公司 Others # 8,457,582 8,668,965 14.7% 其他 # Total 總計 11,159,282 11,407,427 19.3% * The English names are unofficial English translations of unlisted financial products with Chinese names only. If there is any inconsistency, the Chinese names shall prevail. # Other unlisted financial products included 53 unlisted financial products with 9 different banks to lower the concentration risk. The average fair value of such 53 unlisted financial products as at 31 December 2025 was approximately RMB163.6 million. 下表載列本集團於二零二五年十二月三十一日 認購的主要非上市金融產品明細（降序排列） : * 沒有官方英文名稱的非上市金融產品的英文名稱 為非正式英文翻譯。如中英文不一致，則以中文 為準。 # 其他非上市金融產品包括與 9 家不同銀行的 53 項 非上市金融產品，以降低集中風險。該 53 項非 上市金融產品於二零二五年十二月三十一日的公 允值平均約人民幣 163,600,000 元。