Interim Report 2022

84 Sunny Optical Technology (Group) Company Limited • INTERIM REPORT 2022 Notes to the Condensed Consolidated Financial Statements 簡明綜合財務報表附註 FOR THE SIX MONTHS ENDED 30 JUNE 2022 截至二零二二年六月三十日止六個月 23. 貿易及其他應付款項（續） 貨品採購的信貸期最多為 180 天（二零二一 年： 180 天）及應付票據的信貸期平均為 90 天至 365 天（二零二一年： 90 天至 365 天）。本集團已實施財務風險管理政策，以 確保所有應付款項於信貸期內支付。 24. 銀行借貸 於本中期期間，本集團獲得新增銀行借貸 約人民幣 5,393,483,000 元（二零二一年同 期：人民幣 2,043,238,000 元）。該筆款項 用於滿足營運資金的需求。本集團已償還 銀行借貸約人民幣 5,478,417,000 元（二零 二一年同期：人民幣 1,944,959,000 元）， 符合有關還款條款。 於二零二二年六月三十日，總額為人民幣 1,526,309,000 元的借貸須於一年內償還， 人民幣 700,000,000 元須於一年以上但不 超過兩年的期間內償還。 於二零二二年六月三十日，總額約人民幣 454,261,000 元（二零二一年十二月三十一 日：人民幣 1,338,897,000 元）的借貸以 美元計值，約人民幣 667,048,000 元（二 零二一年十二月三十一日：無）以港元計 值。本集團借貸按 3.08% 的固定年利率及 1.72% 至 3.70% 的可變年利率（二零二一 年十二月三十一日： 3 . 10% 及 0 . 60% 至 0.87% ）計息。 於二零二二年六月三十日，本集團並未就 借貸而抵押樓宇及土地。 23.TRADE AND OTHER PAYABLES (Continued) The credit period on purchases of goods is up to 180 days (2021: 180 days) and the credit period for note payables is 90 days to 365 days averagely (2021: 90 days to 365 days). The Group has financial risk management policies in place to ensure that all payables are settled within the credit time frame. 24.BANK BORROWINGS During the current interim period, the Group obtained new bank borrowings with amount of approximately RMB5,393,483,000 (corresponding period of 2021: RMB2,043,238,000). The proceeds were used to meet the working capital requirement. Repayment of bank borrowings amounting to approximately RMB5 , 4 7 8 , 4 1 7 , 0 0 0 ( c o r r e s p o n d i n g p e r i o d o f 2 0 2 1 : RMB1,944,959,000) were made in line with the relevant repayment terms. As at 30 June 2022, the borrowings with a total amount o f RMB1,526,309,000 we r e r epayab l e wi t h i n one yea r , RMB700,000,000 were repayable within a period of more than one year but not exceeding two years. As at 30 June 2022, the borrowings with a total amount of approximately RMB454,261,000 (31 December 2021: RMB1,338,897,000) were denominated in USD, and approximately RMB667,048,000 (31 December 2021: nil) were denominated in HKD. The Group’s borrowings carried fixed-rate of 3.08% and variable-rate of 1.72% to 3.70% (31 December 2021: 3.10% and 0.60% to 0.87%) per annum. As at 30 June 2022, no borrowings are secured by buildings and land of the Group.