Interim Report 2021

Sunny Optical Technology (Group) Company Limited • INTERIM REPORT 2021 86 Notes to the Condensed Consolidated Financial Statements 簡明綜合財務報表附註 FOR THE SIX MONTHS ENDED 30 JUNE 2021 截至二零二一年六月三十日止六個月 23. TRADE AND OTHER PAYABLES (Continued) The credit period on purchases of goods is up to 180 days (2020: 180 days) and the credit period for note payables is 90 days to 180 days averagely (2020: 90 days to 180 days). The Group has financial risk management policies in place to ensure that all payables are settled within the credit time frame. 24. BANK BORROWINGS During the current interim period, the Group obtained new bank borrowings with amount of approximately RMB2,043,238,000 (corresponding period of 2020: RMB2,710,422,000). The proceeds were used to meet the working capital requirement. Repayment of bank borrowings amounting to approximately RMB1 , 9 4 4 , 9 5 9 , 0 0 0 ( c o r r e s p o n d i n g p e r i o d o f 2 0 2 0 : RMB1,893,677,000) were made in line with the relevant repayment terms. As at 30 June 2021, the borrowings with a total amount of approximately RMB969,015,000 (31 December 2020: RMB946,111,000) were denominated in United States Dollar. The Group’s borrowings carried fixed-rate of 3.05% and variable-rate of 0.69% to 0.75% (31 December 2020: 2.96% and 0.85% to 1.14%) per annum. As at 30 June 2021, no borrowings are secured by buildings and land of the Group. 23. 貿易及其他應付款項（續） 貨品採購的信貸期最多為 180 天（二零二 零年： 180 天）及應付票據的信貸期平均為 90 天至 180 天（二零二零年： 90 天至 180 天）。本集團已實施財務風險管理政策，以 確保所有應付款項於信貸期內支付。 24. 銀行借貸 於本中期期間，本集團獲得新增銀行借貸 約人民幣 2,043,238,000 元（二零二零年同 期：人民幣 2,710,422,000 元）。該筆款項 用於滿足營運資金的需求。本集團已償還 銀行借貸約人民幣 1,944,959,000 元（二零 二零年同期：人民幣 1,893,677,000 元）， 符合有關還款條款。 於二零二一年六月三十日，總額約人民幣 969,015,000 元（二零二零年十二月三十一 日：人民幣 946,111,000 元）的借貸以美元 計值。本集團借貸按 3.05% 的固定年利率 及 0.69% 至 0.75% 的可變年利率（二零二 零年十二月三十一日： 2.96% 及 0.85% 至 1.14% ）計息。 於二零二一年六月三十日，本集團並未就 借貸而抵押樓宇及土地。