Annual Report 2019

34 Sunny Optical Technology (Group) Company Limited • ANNUAL REPORT 2019 Management Discussion and Analysis 管理層討論與分析 Notes: 1. During the year of 2019, the subscriptions of the unlisted financial product “An Xin Kuai Xian Bubugao” Open-ended RMB wealth management product for legal entity (“ 安心快線步步高 ” 法人專屬開放 式人民幣理財產品 ) by Sunny Opotech with Agricultural Bank of China Limited reached RMB1,330.0 million between 27 December 2019 and 30 December 2019 and its peak at RMB1,364.0 million on 31 December 2019, rendering the assets ratio (as defined under the Rules Governing the Listing of Securities on the Hong Kong Stock Exchange (the “ Listing Rules ”)) reached 5.35%, thereby exceeded 5% but was/ were less than 25% (based on the total assets of the Group as at 30 June 2019). Such subscriptions therefore constituted discloseable transactions of the Company under Rule 14.06 of the Listing Rules. Such unlisted financial product is non-principal guaranteed with floating return, with a low-to-medium product risk rating and an annualised rate of return between 2.10% and 3.45%, which depends on the number of deposit days. The major underlying investments of such unlisted financial product include state treasury bonds, central bank bills, financial bonds, repurchases and credit bonds with high credit rating listed on the interbank bond market, debt financing instruments under private placement, cash and deposits, inter-bank deposits, investment trust plan, proceeds rights, entrusted assets and other investments that meet regulatory requirements. The amount of investment income from such unlisted financial product during the year of 2019 was approximately RMB4.6 million. For further details, please refer to the announcement of the Company dated 2 March 2020. 2. During the year of 2019, the subscriptions of the unlisted financial product “Jin Yao Shi • An Xin Kuai Xian” Tian Tian Li Gun Li Second Phase Open-ended RMB wealth management product (“ 金鑰匙 • 安心快 線 ” 天天利滾利第 2 期開放式人民幣理財產品 ) by the Company through its subsidiaries with Agricultural Bank of China Limited reached its peak at approximately RMB2,978.1 million and did not exceed the subscription cap of RMB3,000.0 million, which was determined and approved by the resolutions of the Board on 19 March 2019. Such unlisted financial product is non-principal guaranteed with floating return, with a low- to-medium product risk rating and an annualised rate of return of 3.00% after payment of fees. The major underlying investments of such unlisted financial product include state treasury bonds, financial bonds, central bank bills, credit bonds with high credit rating, repurchases, cash and deposits, inter-bank deposits, entrusted assets and other investments that meet regulatory requirements. The amount of investment income from such unlisted financial product during the year of 2019 was approximately RMB47.8 million. For further details, please refer to the announcement of the Company dated 19 March 2019. 3. Other unlisted financial products included 12 other unlisted financial products with four different banks to lower the concentration risk. 附註： 1. 於二零一九年年內，舜宇光電於二零一九年 十二月二十七日至二零一九年十二月三十日 期間向中國農業銀行股份有限公司認購的 「安心快線步步高」法人專屬開放式人民幣理 財產品達到人民幣 1,330,000,000 元，其峰 值在二零一九年十二月三十一日達到人民幣 1,364,000,000 元，使其佔總資產（基於本 集團於二零一九年六月三十日的總資產）比 率（定義見香港聯交所證券上市規則（「 上市 規則 」））達到 5.35% ，因此超過 5% ，但少於 25% 。因此，根據上市規則第 14.06 條，該 認購事項構成本公司的須予披露交易。該非 上市金融產品為非保本浮動收益型，產品風 險評級為中低級，年化收益率取決於持有天 數在 2.10% 至 3.45% 之間。該非上市金融產 品的主要投資標的包括銀行間債券市場的國 債、央行票據、金融債、回購、高等級信用 債券、非公開定向債務融資工具、現金、存 款、同業存款、投資類信託計劃、收益權、 委託類資產以及其他符合監管要求的投資品 種。於二零一九年年內，來自該非上市金 融產品的投資收益金額約人民幣 4,600,000 元。更多詳情請查閱本公司於二零二零年三 月二日的公告。 2. 於二零一九年年內，本公司通過其附屬公司 向中國農業銀行股份有限公司認購的「金鑰 匙‧安心快線」天天利滾利第 2 期開放式人 民幣理財產品非上市金融產品達到峰值約人 民幣 2,978,100,000 元，不超過董事會於二 零一九年三月十九日釐定批准的認購上限人 民幣 3,000,000,000 元。該非上市金融產品 為非保本浮動收益型，產品風險評級為中低 級，年化收益率為費後 3.00% 。該非上市金 融產品的主要投資標的包括國債、金融債、 央行票據、高等級信用債券、回購、現金及 存款、同業存款、委託類資產及其他符合監 管要求的投資品種。於二零一九年年內，來 自該非上市金融產品的投資收益金額約人民 幣 47,800,000 元。更多詳情請查閱本公司於 二零一九年三月十九日的公告。 3. 其他非上市金融產品包括與四家不同銀行的 12 項其他非上市金融產品，以降低集中風 險。