Interim Report 2011

Sunny Optical Technology (Group) Company Limited 舜宇光學科技（集團）有限公司 / Interim Report 2011 中期報告 46 Notes to Condensed Consolidated Financial Statements FOR THE SIX MONTHS ENDED 30 JUNE 2011 簡明綜合 財務報表附註 截至二零一一年六月三十日止六個月 15. 委託貸款應收款項 本集團與銀行訂立委託貸款安排，當中附 屬公司作為委託方，而銀行作為貸方，向 特定借款人提供融資。所有的委託貸款 為即期及於一年內到期，按介乎 5.5% 至 11.6% 的固定年利率計息（二零一零年： 每年 4.6% 至 17.5% ）。 期內，本集團向第三方人士授出新的委託 貸款共計人民幣 315,000,000 元。此外， 委託貸款應收款項中人民幣 545,000,000 元已獲償還。 於二零一一年六月三十日，並無委託貸 款應收款項已逾期或減值（二零一零年： 無）。委託貸款應收款項由相關銀行擔保。 董事認為，委託貸款借款人擁有良好的信 貸質素，因此，並無作出減值準備。 在報告期後，已償還約人民幣 50,000,000 元。 15. ENTRUSTED LOAN RECEIVABLEs The Group entered into entrusted loan arrangements with banks, in which the subsidiaries acted as the entrusting parties and the banks acted as the lenders to provide funding to specified borrowers. All of the entrusted loans are current and due within one year, bearing fixed interest rates which ranged from 5.5% to 11.6% per annum (2010: 4.6% to 17.5% per annum). During the period, the Group has granted new entrusted loans amounting to RMB315,000,000 to third parties. In addition, RMB545,000,000 of the entrusted loan receivable has been settled. At 30 June 2011, no entrusted loan receivables have been past due or impaired (2010: NIL). The entrusted loan receivables are guaranteed by respective banks. In the opinion of directors, the entrusted loan borrowers have good credit quality and accordingly, no impairment is considered necessary. Subsequent to t he repo rt i ng pe ri od , approx ima te l y RMB50,000,000 has been repaid.