Annual Report 2019

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 綜合財務報表附註 FOR THE YEAR ENDED 31ST DECEMBER, 2019 截至二零一九年十二月三十一日止年度 HOP FUNG GROUP HOLDINGS LIMITED 合豐集團控股有限公司 134 21. UNSECURED BANK BORROWINGS (Continued) 2019 2018 二零一九年 二零一八年 HK$’000 HK$’000 千港元 千港元 Carrying amount repayable*: 應償還賬面值 * ： Within one year 一年內 135,207 123,333 More than one year, but not exceeding two years 一年以上但不超過兩年 23,593 40,000 More than two years, but not exceeding five years 兩年以上但不超過五年 10,000 14,722 168,800 178,055 Carrying amount of bank loans that contain a repayment on demand clause (shown under current liabilities) and repayable within one year 包含按要求償還條款（於流 動負債列示）及應於一年 內償還之銀行貸款之賬面 值 48,056 43,000 216,856 221,055 Less: Amount due within one year shown under current liabilities 減：於流動負債列示之 一年內到期金額 (183,263) (166,333) Amounts due after one year shown as non- current liabilities 於非流動負債列示之 一年後到期金額 33,593 54,722 * The amounts due are based on scheduled repayment dates set out in the loan agreements. As at 31st December, 2019 and 31st December, 2018, the unsecured bank borrowings carried interest at floating rates, thus exposing the Group to cash flow interest rate risk. The interest rates are linked to Hong Kong Interbank Offered Rate (“HIBOR”). 21. 無抵押銀行借貸 （續） * 到期金額乃根據載於貸款協議之議定預定還 款日期釐定。 於二零一九年十二月三十一日及二零一八年十 二月三十一日，無抵押銀行借貸按浮動利率計 息，因此本集團須承擔現金流量利率風險。該 等利率與香港銀行同業拆息（「香港銀行同業拆 息」）掛鈎。