| Issuer Rating | Financial Strength Rating | Debt Rating | |
| Standard & Poor's | A+ | - | A- (For Tier 1 pref shares and Upper Tier 2) |
| Moody's | Aa2 | B- | aa3 for Tier 1 pref shares on pref share rating system and Aa3 for Upper Tier 2 subord debt |
| Fitch IBCA | AA- | - | A+ (For Tier 1 pref shares and Upper Tier 2) |
updated 18th February, 2004
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