irasia.com - St.George Bank Limited

St.George Bank Limited

Board and Management Team

Board of Directors

John Simon Curtis (Chairman)
Paul Fegan (Resigned on 17th November, 2008)
Terry James Davis
Richard Anthony Fountayne England
Paul Dean Ramsbottom Isherwood
Linda Bardo Nicholls
Graham John Reaney
Roderick Holliday-Smith
Peter John Oswin Hawkins

John Thame (Retired on 1st July, 2008)

Management Team

Paul Fegan (Managing Director, Chief Executive Officer and Group Executive - Retail Bank and Wealth Management) (Resigned on 17th November, 2008)
Greg Bartlett (Group Executive - Institutional & Business Banking)
Michael Cameron (Group Executive Finance, Risk & Strategy - Chief Financial Officer)
Rob Chapman (Managing Director - BankSA)
Geoff Lloyd (Group Executive - Chief Executive Officer of Asgard Wealth Solutions)
Les Matheson (Group Executive - Retail Bank)
Greg Targett (Chief Risk Officer - Finance & Risk)
Brett Wright (Group Executive - Human Resources)
Paul Newham (Group Executive for Group Technology & Operations)

Board of Directors

John Simon Curtis (Chairman), BA LLB (Hons)
John Curtis, aged 58, was appointed to the Board in October 1997 and was appointed Chairman on 1 April 2008. Since 1987, he has been a professional company director and is currently the Chairman of Allianz Australia Limited, the Chairman of Merrill Lynch Australia Advisory Board and a member of the Merrill Lynch Global Advisory Council and Asia Advisory Board. He is also the Chairman of the UTS Business School Executive Council. Prior to 1987, Mr Curtis was responsible as a Chief Executive for the operations of Wormald International Limited at various times in Australia, Europe and the Americas. Mr Curtis was also a Director of Perpetual Trustees Australia Limited from 1995 to 2004.
back to top

Paul Fegan, MBA F FIN GAICD (Resigned on 17th November, 2008)

Paul Fegan, aged 46, was appointed as the Bank's Chief Executive Officer on 13 November 2007 and Managing Director on 7 February 2008. Mr. Fegan joined St.George in June 2002 as Group Executive Wealth Management and assumed responsibility for Wealth Management & Retail Financial Services in November 2004. Following a restructure in April 2007, he was appointed head of the newly formed Retail Bank & Wealth Management division. Formerly, Mr. Fegan was based in the UK as Chief Operating Officer of Yorkshire Bank. He also held director positions in both Yorkshire Bank and Clydesdale Bank and a series of senior appointments in Australia, the US, Hong Kong, the UK and Ireland. He is a Director of the Bank's funds administration subsidiary, Asgard Wealth Solutions Limited.
back to top

Terry James Davis
Terry Davis, aged 50, is currently the Chief Executive and Managing Director of Coca-Cola Amatil Limited. He was appointed to this role in 2001 and prior to this was with the Foster's Brewing Group in various positions, including Managing Director of Beringer Blass Wine Estates, the wine division of Foster's. Between 1987 and 1997, he was with the Cellarmaster Wines Group as Managing Director. He joined the St.George Board on 17 December 2004. He is currently a member of the University of New South Wales Council. Mr Davis is Chairman of the Bank's Board Nomination and Remuneration Committee.
back to top

Richard Anthony Fountayne England, FCA, MAICD
Richard England, aged 57, is a professional company Director and chartered accountant. He joined the St.George Board in September 2004. Mr England is currently Chairman of Ruralco Holdings Limited, KH Foods Limited and Chandler Macleod Limited and is a Director of Choiseul Investments Limited and Healthscope Limited. He has over 30 years experience in insolvency and management advisory work and is a former partner of Ernst & Young. Mr England was also Chairman of GroPep Limited from 1998 to 2006 and was a Director of Peter Lehmann Wines Limited from 1998 to 2003, ABB Grain Limited from 2003 to 2004 and ITL Limited from 2003 to 2007. Mr England is a member of the Bank's Board Audit, Due Diligence and Risk Management Committees.
back to top

Paul Dean Ramsbottom Isherwood, AO, FCA
Paul Isherwood, aged 69, was appointed to the Board of Directors in October 1997. He is a former partner and National Chairman of Partners of Coopers & Lybrand, Chartered Accountants, his career with that firm spanning a period of 38 years. He is Chairman of Globe International Limited and is a director of Australand Holdings Limited Group. He was a director of Stadium Australia Management Limited from March 1996 to May 2007 and was its Chairman from May 1997 to May 2007. Mr Isherwood is Chairman of the St.George Bank Limited's Board Audit and Due Diligence Committees. He is also Chairman of St.George Life Limited and St.George Insurance Australia Pty Limited.
back to top

Linda Bardo Nicholls, BA (Econ), MBA (Harvard)
Linda Nicholls, aged 59, was appointed to the Board in August 2002. She is Deputy Chairman of Healthscope Limited, a Director of Sigma Pharmaceutical Group and Insurance Manufacturers of Australia and a member of the Merrill Lynch Australia Advisory Board. Mrs Nicholls was a Director of Australian Postal Corporation from 1989 to 2006 and was its Chairman from 1997 to 2006. She was a Director of Perpetual Trustees Australia Limited from 1996 to 2005. Mrs Nicholls has over 25 years experience as a senior executive and company director in banking, insurance and funds management in Australia, New Zealand and the United States. She is Chairman of the Bank's Board Risk Management Committee and is a Director of its funds administration subsidiary, Asgard Wealth Solutions Limited.
back to top

Graham John Reaney, B.Comm CPA
Graham Reaney, aged 65, was appointed to the Board in November 1996. Mr Reaney's business experience spans 30 years, during which time he has held a number of senior corporate appointments, including as Managing Director of National Foods Limited. Other former positions included Managing Director of Industrial Equity Limited, where Mr Reaney had responsibility for managing a range of businesses in the food and beverage and resource and service sectors. He is Chairman of PMP Limited and a Director of AGL Energy Limited. Mr Reaney is a member of the Bank's Board Risk Management Committee, Nomination and Remuneration Committee and the BankSA Advisory Board.
back to top

Roderick Holliday-Smith, BA (Hons 1), CPA, FAICD
Rick Holliday-Smith, aged 58, was appointed to the Board in February 2007. His career in the banking and financial services industry spans over 35 years in Australia and overseas at both the highest levels of management and directorship of major organisations. He is currently the Chairman of Snowy Hydro Limited and is also a Director of ASX Limited, Cochlear Limited and Servcorp Limited. Mr Holliday-Smith was a Director of Wardley Australia Limited (a subsidiary of The Hong Kong and Shanghai Banking Corporation) and Intermarine Australia Limited from 1973 to 1981, Managing Director of HongKongBank Limited (London) from 1982 to 1986, Chief Executive Officer of Chicago Research and Trading Group Limited (CRT) (Chicago) from 1987 to 1993 and President and CEO of Nationsbank-CRT (Chicago) from 1993 to 1997. He was Chairman of SFE Corporation Limited from 1999 to 2006 and Exco Resources N.L. from 1998 to 2005. He was also a Director of DCA Group Limited from 2004 to 2006 and MIA Group Limited from 1999 to 2004. He is a member of the Bank's Board Risk Management Committee.
back to top

Peter John Oswin Hawkins, BCA (Hons), FAICD, FAIB, ACA (NZ)
Peter Hawkins, aged 53, was appointed to the Board in April 2007. His career in the banking and financial services industry spans over 35 years in Australia and overseas at both the highest levels of management and directorship of major organisations. He is currently a Director of Visa Inc, Mirvac Limited Group, Liberty Financial Pty. Limited, Treasury Corporation of Victoria and The Camberwell Grammar School. He held various senior management and directorship positions with Australia and New Zealand Banking Group Limited from 1971 - 2005 and was also a Director of BHP (NZ) Steel Limited from 1990 - 1991, ING Australia Limited from 2002 - 2005 and Esanda Finance Corporation from 2002 - 2005. Mr Hawkins is a member of the Bank's Board Audit, Due Diligence, Nomination and Remuneration and Risk Management Committees.
back to top

Management Team

Group Structure

Paul Fegan (Chief Executive Officer), MBA F FIN GAICD (Resigned on 17th November, 2008)

Paul Fegan MBA F FIN GAICD joined St. George in June 2002 as Group Executive Wealth Management and assumed responsibility for Wealth Management & Retail Financial Services in November 2004. Following a restructure in April 2007 he was appointed head of the newly formed Retail Bank & Wealth Management division. Formerly Mr Fegan was based in the UK as Chief Operating Officer of Yorkshire Bank, he also held Director positions in both Yorkshire Bank and Clydesdale Bank and a series of senior appointments in Australia, the US, Hong Kong, the UK and Ireland.
back to top

Greg Bartlett (Group Executive - Institutional & Business Banking)
Greg Bartlett was appointed Group Executive Institutional and Business Banking in 1999 after roles as Group Treasurer and Chief General Manager, Group Treasury and Capital Markets. He has been a member of St.George's Executive Management Committee for 17 years and has more than three decades of experience in the financial services industry.
back to top

Michael Cameron (Chief Financial Officer - Group Executive Finance, Risk & Strategy )
Michael Cameron B.Bus FCA FCPA FAICD joined the St.George Group in July 2007 as Chief Financial Officer and Group Executive for Finance, Risk and Strategy. Prior to this Mr Cameron was with the Commonwealth Bank of Australia. He has extensive experience in the Finance Sector, having previously been the Chief Operating Officer and Chief Financial Officer of the Wealth Management Division (including MLC) of the National Australia Bank, and Chief Financial Officer of MLC when part of Lend Lease. Prior to this he held a number of senior finance roles in Australia and the US with Lend Lease, Barclays Bank Australia and TNT Australia.
back to top

Rob Chapman (Managing Director - BankSA), Assoc Dip Bus MAICD A Fin
Rob Chapman Assoc Dip Bus MAICD A Fin became Managing Director of BankSA in July 2002 after an extensive career in the financial services industry. Most recently he was the Regional General Manager of the Commonwealth Bank of Australia's operations in South Australia, Northern Territory and Western Australia. Earlier he filled a number of senior roles with Colonial State Bank and Prudential Corporation Australia.
Rob is the President of Business SA, South Australia's formal Business Association.

He received the 2005 SA Great Award for Business.

back to top

Geoff Lloyd (Group Executive Wealth Management & CEO, Asgard Wealth Solutions)
Geoff Lloyd Masters of Laws (Distinction), Barrister of Laws and Solicitor - joined the St.George Group in 2004 as the Chief Executive Officer of Asgard Wealth Solutions and recently was also appointed Group Executive of the group's Wealth Management portfolio of businesses. Mr Lloyd was previously at BT Financial Group where he held the position of Head of Customer and Business Services and several other senior appointments including Chief Legal Counsel. Prior to this he was Senior Legal Officer for the Office of the Chairman of the Australian Securities and Investment Commission (ASIC).
back to top

Les Matheson (Group Executive Retail Bank)
Les Matheson B.Com (Hons) joined St.George as Group Executive for the Retail Bank in June 2008. Les has had an extensive career in the financial services industry including his previous role as Citibank's Group Country Manager (Division Executive), where his responsibilities included Chief Executive Officer of Australia and the Pacific Region for Citigroup Consumer Businesses. Les was a member of Citigroup's Global Management Committee as well as the Global Consumer Planning Group. Les was Deputy Chairman of the Australian Bankers Association from 2003-2005. He has worked in the United Kingdom, Switzerland, Belgium, Argentina, Taiwan, Singapore and Japan, as well as Australia.
Les is responsible for the largest division in the Group, with around 3,400 staff, with the majority of those people in customer facing roles.
back to top

Greg Targett (Chief Risk Officer - Finance & Risk), BEc DipEd F Fin CFTP (Snr)
Greg Targett BEc DipEd F Fin CFTP (Snr) joined St.George in May 2003 from National Australia Bank where he held the position of General Manager, Wholesale & Business Credit. Previous roles in his 22 year career with NAB included, Managing Director, National Australia Investment Capital Ltd, Head of Planning & Strategy, Australian Bank, and a number of senior roles in Retail Banking, Corporate Banking, and Credit Risk around Australia and Overseas.

back to top

Brett Wright (Group Executive - Human Resources), BE (Hons) M EngSc MBA PhD
Brett Wright BE (Hons) M EngSc MBA PhD joined the St.George Group in July 2000. He has a PhD in organisational behaviour and an extensive background in human resource management derived from working in a range of line management, academic and consulting roles. He is responsible for all aspects of the people strategy covering the Groups more than 8,500 employees.
back to top

Paul Newham (Group Executive for Group Technology & Operations)
Paul Newham was appointed Group Executive of the Group Technology & Operations (GTO) division in May 2008, after nearly two years managing the Group's Operations area. Paul has extensive experience in the banking sector, having previously been the Head of Strategic Inititatives at National Australia Bank, and prior to this, the Director of Operations and Technology for Citibank Australia.
The GTO division is responsible for servicing St.George's 9,000 staff and 2.9 million customers in all their interactions with the bank, managing the development and maintenance of all technical, operational and support services.
back to top

updated 17th November, 2008

Company's Index

irasia.com

DISCLAIMER: irasia.com Ltd makes no guarantee as to the accuracy or completeness of any information provided on this website. Under no circumstances shall irasia.com Ltd be liable for damages resulting from the use of the information provided on this website.
TRADEMARK & COPYRIGHT: All intellectual property rights subsisting in the contents of this website belong to irasia.com Ltd or have been lawfully licensed to irasia.com Ltd for use on this website. All rights under applicable laws are hereby reserved. Reproduction of this website in whole or in part without the express written permission of irasia.com Ltd is strictly prohibited.
TERMS OF USE: Please read the Terms of Use governing the use of our website.

	John Simon Curtis (Chairman), BA LLB (Hons) John Curtis, aged 58, was appointed to the Board in October 1997 and was appointed Chairman on 1 April 2008. Since 1987, he has been a professional company director and is currently the Chairman of Allianz Australia Limited, the Chairman of Merrill Lynch Australia Advisory Board and a member of the Merrill Lynch Global Advisory Council and Asia Advisory Board. He is also the Chairman of the UTS Business School Executive Council. Prior to 1987, Mr Curtis was responsible as a Chief Executive for the operations of Wormald International Limited at various times in Australia, Europe and the Americas. Mr Curtis was also a Director of Perpetual Trustees Australia Limited from 1995 to 2004. back to top

	Paul Fegan, MBA F FIN GAICD (Resigned on 17th November, 2008) Paul Fegan, aged 46, was appointed as the Bank's Chief Executive Officer on 13 November 2007 and Managing Director on 7 February 2008. Mr. Fegan joined St.George in June 2002 as Group Executive Wealth Management and assumed responsibility for Wealth Management & Retail Financial Services in November 2004. Following a restructure in April 2007, he was appointed head of the newly formed Retail Bank & Wealth Management division. Formerly, Mr. Fegan was based in the UK as Chief Operating Officer of Yorkshire Bank. He also held director positions in both Yorkshire Bank and Clydesdale Bank and a series of senior appointments in Australia, the US, Hong Kong, the UK and Ireland. He is a Director of the Bank's funds administration subsidiary, Asgard Wealth Solutions Limited. back to top

	Terry James Davis Terry Davis, aged 50, is currently the Chief Executive and Managing Director of Coca-Cola Amatil Limited. He was appointed to this role in 2001 and prior to this was with the Foster's Brewing Group in various positions, including Managing Director of Beringer Blass Wine Estates, the wine division of Foster's. Between 1987 and 1997, he was with the Cellarmaster Wines Group as Managing Director. He joined the St.George Board on 17 December 2004. He is currently a member of the University of New South Wales Council. Mr Davis is Chairman of the Bank's Board Nomination and Remuneration Committee. back to top

	Richard Anthony Fountayne England, FCA, MAICD Richard England, aged 57, is a professional company Director and chartered accountant. He joined the St.George Board in September 2004. Mr England is currently Chairman of Ruralco Holdings Limited, KH Foods Limited and Chandler Macleod Limited and is a Director of Choiseul Investments Limited and Healthscope Limited. He has over 30 years experience in insolvency and management advisory work and is a former partner of Ernst & Young. Mr England was also Chairman of GroPep Limited from 1998 to 2006 and was a Director of Peter Lehmann Wines Limited from 1998 to 2003, ABB Grain Limited from 2003 to 2004 and ITL Limited from 2003 to 2007. Mr England is a member of the Bank's Board Audit, Due Diligence and Risk Management Committees. back to top

	Paul Dean Ramsbottom Isherwood, AO, FCA Paul Isherwood, aged 69, was appointed to the Board of Directors in October 1997. He is a former partner and National Chairman of Partners of Coopers & Lybrand, Chartered Accountants, his career with that firm spanning a period of 38 years. He is Chairman of Globe International Limited and is a director of Australand Holdings Limited Group. He was a director of Stadium Australia Management Limited from March 1996 to May 2007 and was its Chairman from May 1997 to May 2007. Mr Isherwood is Chairman of the St.George Bank Limited's Board Audit and Due Diligence Committees. He is also Chairman of St.George Life Limited and St.George Insurance Australia Pty Limited. back to top

	Linda Bardo Nicholls, BA (Econ), MBA (Harvard) Linda Nicholls, aged 59, was appointed to the Board in August 2002. She is Deputy Chairman of Healthscope Limited, a Director of Sigma Pharmaceutical Group and Insurance Manufacturers of Australia and a member of the Merrill Lynch Australia Advisory Board. Mrs Nicholls was a Director of Australian Postal Corporation from 1989 to 2006 and was its Chairman from 1997 to 2006. She was a Director of Perpetual Trustees Australia Limited from 1996 to 2005. Mrs Nicholls has over 25 years experience as a senior executive and company director in banking, insurance and funds management in Australia, New Zealand and the United States. She is Chairman of the Bank's Board Risk Management Committee and is a Director of its funds administration subsidiary, Asgard Wealth Solutions Limited. back to top

	Graham John Reaney, B.Comm CPA Graham Reaney, aged 65, was appointed to the Board in November 1996. Mr Reaney's business experience spans 30 years, during which time he has held a number of senior corporate appointments, including as Managing Director of National Foods Limited. Other former positions included Managing Director of Industrial Equity Limited, where Mr Reaney had responsibility for managing a range of businesses in the food and beverage and resource and service sectors. He is Chairman of PMP Limited and a Director of AGL Energy Limited. Mr Reaney is a member of the Bank's Board Risk Management Committee, Nomination and Remuneration Committee and the BankSA Advisory Board. back to top

	Roderick Holliday-Smith, BA (Hons 1), CPA, FAICD Rick Holliday-Smith, aged 58, was appointed to the Board in February 2007. His career in the banking and financial services industry spans over 35 years in Australia and overseas at both the highest levels of management and directorship of major organisations. He is currently the Chairman of Snowy Hydro Limited and is also a Director of ASX Limited, Cochlear Limited and Servcorp Limited. Mr Holliday-Smith was a Director of Wardley Australia Limited (a subsidiary of The Hong Kong and Shanghai Banking Corporation) and Intermarine Australia Limited from 1973 to 1981, Managing Director of HongKongBank Limited (London) from 1982 to 1986, Chief Executive Officer of Chicago Research and Trading Group Limited (CRT) (Chicago) from 1987 to 1993 and President and CEO of Nationsbank-CRT (Chicago) from 1993 to 1997. He was Chairman of SFE Corporation Limited from 1999 to 2006 and Exco Resources N.L. from 1998 to 2005. He was also a Director of DCA Group Limited from 2004 to 2006 and MIA Group Limited from 1999 to 2004. He is a member of the Bank's Board Risk Management Committee. back to top

	Peter John Oswin Hawkins, BCA (Hons), FAICD, FAIB, ACA (NZ) Peter Hawkins, aged 53, was appointed to the Board in April 2007. His career in the banking and financial services industry spans over 35 years in Australia and overseas at both the highest levels of management and directorship of major organisations. He is currently a Director of Visa Inc, Mirvac Limited Group, Liberty Financial Pty. Limited, Treasury Corporation of Victoria and The Camberwell Grammar School. He held various senior management and directorship positions with Australia and New Zealand Banking Group Limited from 1971 - 2005 and was also a Director of BHP (NZ) Steel Limited from 1990 - 1991, ING Australia Limited from 2002 - 2005 and Esanda Finance Corporation from 2002 - 2005. Mr Hawkins is a member of the Bank's Board Audit, Due Diligence, Nomination and Remuneration and Risk Management Committees. back to top

	Paul Fegan (Chief Executive Officer), MBA F FIN GAICD (Resigned on 17th November, 2008) Paul Fegan MBA F FIN GAICD joined St. George in June 2002 as Group Executive Wealth Management and assumed responsibility for Wealth Management & Retail Financial Services in November 2004. Following a restructure in April 2007 he was appointed head of the newly formed Retail Bank & Wealth Management division. Formerly Mr Fegan was based in the UK as Chief Operating Officer of Yorkshire Bank, he also held Director positions in both Yorkshire Bank and Clydesdale Bank and a series of senior appointments in Australia, the US, Hong Kong, the UK and Ireland. back to top

	Greg Bartlett (Group Executive - Institutional & Business Banking) Greg Bartlett was appointed Group Executive Institutional and Business Banking in 1999 after roles as Group Treasurer and Chief General Manager, Group Treasury and Capital Markets. He has been a member of St.George's Executive Management Committee for 17 years and has more than three decades of experience in the financial services industry. back to top

	Michael Cameron (Chief Financial Officer - Group Executive Finance, Risk & Strategy ) Michael Cameron B.Bus FCA FCPA FAICD joined the St.George Group in July 2007 as Chief Financial Officer and Group Executive for Finance, Risk and Strategy. Prior to this Mr Cameron was with the Commonwealth Bank of Australia. He has extensive experience in the Finance Sector, having previously been the Chief Operating Officer and Chief Financial Officer of the Wealth Management Division (including MLC) of the National Australia Bank, and Chief Financial Officer of MLC when part of Lend Lease. Prior to this he held a number of senior finance roles in Australia and the US with Lend Lease, Barclays Bank Australia and TNT Australia. back to top

	Rob Chapman (Managing Director - BankSA), Assoc Dip Bus MAICD A Fin Rob Chapman Assoc Dip Bus MAICD A Fin became Managing Director of BankSA in July 2002 after an extensive career in the financial services industry. Most recently he was the Regional General Manager of the Commonwealth Bank of Australia's operations in South Australia, Northern Territory and Western Australia. Earlier he filled a number of senior roles with Colonial State Bank and Prudential Corporation Australia. Rob is the President of Business SA, South Australia's formal Business Association. He received the 2005 SA Great Award for Business. back to top

	Geoff Lloyd (Group Executive Wealth Management & CEO, Asgard Wealth Solutions) Geoff Lloyd Masters of Laws (Distinction), Barrister of Laws and Solicitor - joined the St.George Group in 2004 as the Chief Executive Officer of Asgard Wealth Solutions and recently was also appointed Group Executive of the group's Wealth Management portfolio of businesses. Mr Lloyd was previously at BT Financial Group where he held the position of Head of Customer and Business Services and several other senior appointments including Chief Legal Counsel. Prior to this he was Senior Legal Officer for the Office of the Chairman of the Australian Securities and Investment Commission (ASIC). back to top

	Les Matheson (Group Executive Retail Bank) Les Matheson B.Com (Hons) joined St.George as Group Executive for the Retail Bank in June 2008. Les has had an extensive career in the financial services industry including his previous role as Citibank's Group Country Manager (Division Executive), where his responsibilities included Chief Executive Officer of Australia and the Pacific Region for Citigroup Consumer Businesses. Les was a member of Citigroup's Global Management Committee as well as the Global Consumer Planning Group. Les was Deputy Chairman of the Australian Bankers Association from 2003-2005. He has worked in the United Kingdom, Switzerland, Belgium, Argentina, Taiwan, Singapore and Japan, as well as Australia. Les is responsible for the largest division in the Group, with around 3,400 staff, with the majority of those people in customer facing roles. back to top

	Greg Targett (Chief Risk Officer - Finance & Risk), BEc DipEd F Fin CFTP (Snr) Greg Targett BEc DipEd F Fin CFTP (Snr) joined St.George in May 2003 from National Australia Bank where he held the position of General Manager, Wholesale & Business Credit. Previous roles in his 22 year career with NAB included, Managing Director, National Australia Investment Capital Ltd, Head of Planning & Strategy, Australian Bank, and a number of senior roles in Retail Banking, Corporate Banking, and Credit Risk around Australia and Overseas. back to top

	Brett Wright (Group Executive - Human Resources), BE (Hons) M EngSc MBA PhD Brett Wright BE (Hons) M EngSc MBA PhD joined the St.George Group in July 2000. He has a PhD in organisational behaviour and an extensive background in human resource management derived from working in a range of line management, academic and consulting roles. He is responsible for all aspects of the people strategy covering the Groups more than 8,500 employees. back to top
	Paul Newham (Group Executive for Group Technology & Operations) Paul Newham was appointed Group Executive of the Group Technology & Operations (GTO) division in May 2008, after nearly two years managing the Group's Operations area. Paul has extensive experience in the banking sector, having previously been the Head of Strategic Inititatives at National Australia Bank, and prior to this, the Director of Operations and Technology for Citibank Australia. The GTO division is responsible for servicing St.George's 9,000 staff and 2.9 million customers in all their interactions with the bank, managing the development and maintenance of all technical, operational and support services. back to top